How do Draws Work?

Your iLOC gives you the ultimate flexibility to borrow or repay however you choose – here's how to make the most of it.

To withdraw funds, first you'll need to connect a bank account. Learn how to connect a bank account.

Drawing Funds

Requesting a Draw

To make a draw, simply log in to your account at app.inclined.com. On the home page navigate to 'Draw Funds.’ In the tray that pops up, enter the amount you'd like to draw, the account to deposit it in, and then press 'Submit Transfer'. That's it!

Most draws submitted by 3pm Pacific Time arrive in your bank account by the next morning via ACH - but your bank's specific timing may vary. Draws begin accruing interest when they are processed, learn more about how interest works on your iLOC.

Draw Limits

You can request a draw up to the amount of your available credit, which is your credit limit less any other pending draws, principal balance, and due interest. Your available credit is always visible on the home page of your account.

The minimum draw size is $250.

Cancelling a Draw

If you wish to cancel a draw request that you have made, you can do so within the first hour after your request on the home page under 'Recent Activity.’

Note: If you were unable to cancel your draw, you can make a payment to offset the balance.