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Your iLOC gives you the ultimate flexibility to borrow or repay however you choose – here's how to make the most of it.
To withdraw funds, first you'll need to connect a bank account. Learn how to connect a bank account.
Drawing Funds
Requesting a Draw
To make a draw, simply log in to www.inclined.com and then navigate to 'draw funds' from your homepage, enter the amount you'd like to borrow and the account to send it to, then press 'request draw'. That's it!
Most draws submitted by 3pm Pacific Time arrive in your bank account by the next morning via ACH - but your bank's specific timing may vary. Draws begin accruing interest when they are processed, learn more about how interest works on your iLOC.
Draw Limits
You can request a draw up to the amount of your available credit, which is your credit limit less any other pending draws, principal balance, and due/overdue interest. The minimum draw is $1000.
Cancelling a Draw
After submitting a draw, you can cancel it from your home page under 'pending transfers' anytime before it starts processing. Typically draw requests are processed every few hours during business hours.