Making Payments on Your Inclined Line of Credit (iLOC)

iLOC payments: Optional if below credit limit. Interest auto-accrues. Manual payments available online. Payments take up to 7 days to settle. Statuses: Scheduled (cancelable), Pending, Processing (both non-cancelable), Completed.

This guide will walk you through the process of making payments on your iLOC and provide important information about payment options and statuses.

Payment Options

Automatic Interest Accrual

• Payments are optional as long as your balance remains below your credit limit.
• If you prefer to accrue interest without making payments, no action is required.
• On the statement due date, we automatically add the outstanding accrued interest to your balance.
• There are no fees or penalties for this feature.

Manual Payments

If you wish to make payments, you can do so online by following these steps:

1. Sign in to your account.
2. Choose the loan you want to make a payment for.
3. Click or tap on "Make a payment".
4. Select:
   • Payment amount
   • Payment date
   • Payment method
5. Click "Continue".
   • Note: If you don't have a valid payment method on file, you'll need to add one first.
6. Review the payment details.
7. Click or tap on "Make payment".

Important Payment Information

• Payments can take up to 7 business days to settle on the iLOC.
• The Available Credit Amount will not be updated to reflect the recent payment until it has fully settled.

Payment Statuses: 

Need Assistance?

If you have any questions about making payments on your iLOC or need further clarification on payment statuses, please contact our support team at support@inclined.com