What happens if my payment is late?

Information about late payments.

Payments are optional as long as your balance remains below your credit limit. If you would like to accrue interest without making payments, no action is required. On the statement due date we will automatically add the outstanding accrued interest to your balance. There are no fees or penalties - we’ve designed our lines of credit to offer this feature.

If you are going to be late on a required minimum payment or your payment failed, please sign in to your account and schedule a payment as soon as possible.

We don’t charge late fees.

After you schedule a payment, you’ll continue to receive reminders by email and/or text messages.